Environmental Loans for Small Business

Loan Program - (501) 682-0820  or 1-888-233-0326


ADEQ provides low-interest loans to Arkansas small businesses to institute pollution control measures required by state or federal law, or to institute pollution prevention and waste reduction measures that reduce the amount of pollution produced by businesses.

Eligible Businesses Include Arkansas Businesses Which:

  • Employ 100 or fewer individuals, and
  • Demonstrate proof of profitability and an ability to repay the loan

Eligible Activities Include:

  • Pollution control projects which are designed to correct or avoid violations of state or federal environmental regulations
  • Pollution prevention projects designed to reduce or eliminate the generation of pollution or waste at the source
  • Waste reduction projects designed to handle or process waste materials in such a way that ultimately reduces the total quantity of waste disposed

Loans Are Available As:

  • Pollution control loans up to $45,000 @ 80% of the current Prime Interest Rate, with loan terms up to ten years
  • Pollution prevention loans up to $45,000 @ 80% of the current Prime Interest Rate, with loan terms up to ten years
  • Waste reduction loans up to $45,000 @ 80% of the current Prime Interest Rate, with loan terms up to ten years
  • A lifetime maximum of $65,000 available to any single business

The Application For A Loan Includes:

  • A completed loan application
  • Tax returns for the last three years, and
  • A complete description of and construction cost estimate for the eligible project

Steps In The Loan Process:

  • The applicant business submits a loan application, including all applicable attachments
  • ADEQ Business Assistance reviews the application to determine eligibility
  • ADEQ verifies on-site that the proposed project is an eligible project
  • ADEQ provides the loan monies to the applicant and/or the project contractor
  • ADEQ verifies that the project is completed

Loan Applications And More Information Are Available At:

Arkansas Department Of Environmental Quality
Business Assistance
5301 Northshore Drive
North Little Rock, AR 72118-5317
Tel: (501) 682-0820
or (888) 233-0326
Fax: (501) 682-0880
Send Business Assistance an E-mail